JDM INC — AI-NATIVE FINTECH
PROFESSIONAL-GRADECAPABILITY.MINUS THE HIRE.
Twelve domain-specialized QLoRA adapters live on a self-hosted Qwen2.5 base, hot-swappable per request. Sub-500ms inference, single-GPU deployment, on-prem or VPC. Phase 1 pilot open to 3–5 design partners.
Four apps. Four underserved fintech niches. First of their kind.
Our niche selection and sizing came out of extensive market research run on our own in-house ML pipelines, on our own hardware, against proprietary datasets that cannot be sourced anywhere else. That data advantage is our core differentiator — and it compounds with every model we train.
A market the incumbents never modeled.
Surfaced, sized, and scored by our in-house ML pipelines against proprietary datasets — validated before a single line of product code was written. First of its kind for its audience.
Purpose-built, not repurposed.
Not a horizontal tool with a fintech skin — an application designed from the data up for one niche's exact workflows, language, and edge cases.
Underserved by design, not by accident.
Incumbents skip these audiences because their data says the markets are too small. Our proprietary data says otherwise — and we've staked four products on it.
The advantage that compounds.
Every model we train on our own hardware deepens the dataset advantage the next app is built on. Each launch makes the moat wider.
Twelve specialized B2B fintech ML adapters live today. Four hundred-plus in development.
Every app we ship trains the next adapter. The portfolio is a second revenue line — available to other builders to license or buy outright.
Self-hosted by design. Sensitive data never leaves our environment.
A Qwen2.5-1.5B base with twelve 4-bit QLoRA adapters, hot-swapped by our FastAPI inference server and exposed to agents through a custom MCP server. Sub-500ms latency including the adapter swap, on a single GPU — roughly 75% cheaper to run than full-precision inference. On-prem or VPC by default; NVIDIA NIM is on the production roadmap for high-throughput workloads.
No third-party inference APIs. No data egress. Every request — from underwriting to cash-flow forecasting — resolves inside infrastructure the customer owns or we operate on their behalf.
Three ways in. Terms on the table.
We published the deck. Indicative terms for co-development, distribution and adapter licensing — final numbers under NDA.
Open the partner deck →Build the next niche app with us. Revenue share, joint IP framework, 90-day sprint.
Referral, reseller or white-label. Recurring share for the life of the account.
Three tiers — single adapter to full portfolio. License it, or buy it outright.
PILOT 001.
Doors open in ~90 days.
Four apps, four niches. Early access goes to the list first — operators, partners, and builders who want in before launch.