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Cash Flow Forecasting

Thirteen-week cash prediction with base/bear/bull scenarios.

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§ 01Summary

Domain-tuned adapter for SME treasury and finance teams. Predicts cash movements weekly across a 13-week horizon, exposes seasonality and trend, and runs base/bear/bull scenario planning against your budget with automatic variance analysis.

§ 02Capabilities

What it does out of the box.

  • 13-week cash-flow projection
  • Scenario planning (base / bear / bull)
  • Seasonality and trend detection
  • Variance analysis vs. budget
  • Runway analysis
§ 03I / O Contract

What you send, what you get back.

Field-level schemas and versioning available under NDA.

Inputs
  • Historical bank + ledger transactions
  • Accounts payable / receivable aging
  • Optional: budget baseline
Outputs
  • weekly_forecast[] (13 weeks × 3 scenarios)
  • runway_weeks + confidence
  • variance_flags[] (vs. budget)
  • trend_summary + seasonality_signal
// SAMPLE REQUEST
{
  "entity_id": "smb_...",
  "horizon_weeks": 13,
  "include_scenarios": [
    "base",
    "bear",
    "bull"
  ],
  "budget_ref": "b_2026_q3"
}
// SAMPLE RESPONSE
{
  "base": {
    "min_balance": 118400,
    "week_of_min": 7,
    "runway_weeks": 22
  },
  "bear": {
    "min_balance": 41200,
    "week_of_min": 5,
    "runway_weeks": 11
  },
  "bull": {
    "min_balance": 214000,
    "week_of_min": 10,
    "runway_weeks": "36+"
  },
  "variance_flags": [
    {
      "week": 3,
      "driver": "payroll_uplift",
      "delta_pct": 0.14
    }
  ]
}
§ 04Use Cases

Where partners are deploying it.

  • SME treasurers steering weekly cash decisions
  • CFOs presenting runway to the board
  • Lender post-funding covenant monitoring
// WHEN YOU'RE READY

Single-adapter licence unlocks Cash Flow Forecasting for one product. Vertical bundles and full-portfolio access are documented on the Partners page.