Compliance Monitoring
AML/KYC, structuring detection, sanctions and auto-generated SAR/CTR.
§ 01Summary
Continuous AML/KYC and transaction monitoring. Detects structuring and smurfing patterns, screens against sanctions and PEP lists, surfaces transaction anomalies and drafts CTR/SAR filings with a full evidence chain for the analyst to review.
§ 02Capabilities
What it does out of the box.
- AML/KYC transaction monitoring
- Suspicious activity detection (structuring, smurfing)
- Sanctions and PEP screening
- Transaction pattern anomaly detection
- Regulatory report generation (CTR, SAR)
§ 03I / O Contract
What you send, what you get back.
Field-level schemas and versioning available under NDA.
Inputs
- Transaction stream
- KYC/KYB record
- Jurisdiction config
Outputs
- alert_id + severity
- rule_tree_path[]
- evidence[] with source pointers
- draft_report {kind: CTR|SAR, body}
// SAMPLE REQUEST
{
"tx_id": "tx_...",
"amount": 9800,
"counterparty": {
"name": "Acme Ltd",
"country": "AE"
},
"customer_kyc_tier": 2
}// SAMPLE RESPONSE
{
"alert_id": "al_...",
"severity": "medium",
"rule_tree_path": [
"AML.US.STRUCTURING",
"AMOUNT_JUST_BELOW_CTR"
],
"evidence": [
{
"kind": "prior_tx",
"ref": "tx_9F...",
"detail": "3× $9,700 within 14d"
}
],
"draft_report": {
"kind": "SAR",
"body_ref": "sar_..."
}
}§ 04Use Cases
Where partners are deploying it.
- Neobanks + card issuers under state/FCA/BaFin supervision
- Broker-dealer suspicious activity monitoring
- Money-service businesses meeting BSA obligations
// WHEN YOU'RE READY
Single-adapter licence unlocks Compliance Monitoring for one product. Vertical bundles and full-portfolio access are documented on the Partners page.